Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.
Every so often I run a coupon that brings any tradeline under $200 down to a flat $100. The code is 100TL — use it at checkout and the price drops automatically. I’ll explain the logic behind it, and what to actually look for when you’re picking a tradeline at that price. If you want to learn more about how to how to buy a tradeline, that post covers the process end to end.
People find my site looking for tradelines, and sometimes I can tell from the questions they ask that they’ve mixed up two very different problems. The most common one: someone has a delinquency on their credit report and thinks a tradeline will fix it. I wish that were true — it isn’t, and I’d rather say so upfront than take someone’s money for a product that won’t solve their actual problem.
Continue reading “Delinquency on Credit Report: What It Is and What Helps”
Are you ready to get your hustle on? Look no further than the 2005 drama “Hustle & Flow” for inspiration. This movie tells the story of a Memphis pimp named DJay who dreams of making it big as a rapper. With the help of his friends and a few unlikely allies, DJay sets out to turn his dreams into reality.
People find my site searching for ways to monetize good credit, which is exactly how I found this business in the first place. I remember spending a surprising amount of time Googling “make money with good credit” before I stumbled onto a forum thread that mentioned selling authorized user tradelines. Once I understood the model, it made sense. You add someone as an authorized user on a card you already have, they get the benefit of your card’s history on their credit report for a couple of months, and you get paid for it. Nobody shares a physical card. If you’re wondering whether you can pay to be an authorized user on someone else’s account, the short answer is yes — and selling that slot is the other side of the same transaction.
Continue reading “Sell authorized user tradelines: what it’s actually like”
Estonia is a small Baltic country of 1.3 million people that has somehow become one of the most digitally advanced societies on earth — e-voting, digital prescriptions, online tax filing in under five minutes, and a government commitment to putting services online that most larger countries have only talked about. When they launched a digital nomad visa, it made sense. The country was already wired for this kind of thing in a way that most places aren’t.
