Linear programming is a mathematical method that is used to optimize the allocation of resources. It can be applied to a wide range of problems, such as maximizing profits or minimizing costs. One of the key concepts in linear programming is the shadow price, which can be used to determine how a change in one of the constraints of a linear programming problem affects the optimal solution.
Are you tired of hearing how great Vanguard is? Do you wonder why so many people praise this investment giant? Well, you’re not alone. Despite its popularity and reputation for low-cost index funds, Vanguard sucks in many ways. In this post, we’ll explore why Vanguard sucks, how it became a self-owned company, and what specific issues customers face when dealing with Vanguard.
Are you curious about your credit score? Do you know what a FICO pie chart is? Let’s dive into the world of credit scores and find out more.
Now, let’s talk about the FICO pie chart. It’s a visual representation of your FICO score that breaks down each component’s weight. Think of it as a pie chart with different-sized slices that represent the percentage of each component’s impact on your overall score. It’s a helpful tool for understanding where you can make improvements to increase your score.
People ask me some version of the guarantor vs cosigner question more often than you’d expect — usually because they’re trying to figure out if buying an authorized user tradeline is similar to having one or the other. It’s not, but explaining why forces you to actually sort out what these two terms mean, because even landlords and lenders use them interchangeably when they shouldn’t.
Someone reached out recently after a landlord required a guarantor for their lease application. They had a thin credit file — not bad, just not much there — and wanted to know if a tradeline could fix it faster than chasing down a family member willing to put their name on the lease. It’s a question that comes up more than you’d think in credit conversations, so it’s worth breaking down what a guarantor actually is and what it signals about your credit situation.
Continue reading “What is a guarantor? How it works and the credit angle”
