I retired early, and I still work — which sounds like a contradiction until you learn the vocabulary. The FIRE movement splits the “quit your job before 65” idea into flavors, and the two that generate the most confusion are barista FIRE vs coast FIRE. Both are half-exits: you leave the career, but you don’t fully unplug from income or from math. The difference between them is what does the heavy lifting afterwards — your part-time paycheck, or compound growth you banked years earlier. Having lived on the far side of this decision for over a decade (boss-free, but rarely idle), here’s how I’d explain the two to a friend deciding which door to take.
