seven Archives - Kind-of-Lost

7 Things You Didn’t Know About Credit Cards

Most people think they understand their credit card. They know the limit, the interest rate, maybe the rewards rate if they’ve been paying attention. But there’s a whole layer underneath that — issuer quirks, authorized user mechanics, utilization timing — that most cardholders never learn about until something bites them. I found out some of this the hard way. Here are 7 things you probably didn’t know about credit cards that are actually worth knowing.

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Documentaries About Money

Are you ready for some eye-opening financial revelations? Look no further! In this blog post, we’ll dive into seven captivating documentaries about money that are as educational as they are entertaining. Get ready for a cinematic journey into the world of finance.

The seven mastery levels of credit card usage

There are many ways to use a credit card, probably as many ways as there are people using credit cards. And, just as there are no two people created equal, there are no two equal ways to use a card. We can’t really talk about each of those in detail so I just created this super-clever 7-level classification in the progressive mastery of credit card usage.

I ordered the seven levels by their increasing level of mastery, but not in the order people would go through them. Obviously, everyone will start at the “average” level (the third level in my arbitrary system). In a way, everyone has a shot at using credit cards in a clever way. From there, one would either go down to one of the first two levels (the “bad” ones) or up to one of the top four levels (the “good” ones).

So here are the seven levels:

The Seven Dwarfs of Early Retirement

the seven dwarfs of early retirement Snow White had a lot to put up with (besides the Witch and the Prince) in this German folk story chronicled by the Brothers Grimm and brought to most of us by a Disney film from 1937 (80 years!)

(In order of appearance:)

The Millionaire next door (book review)

I finally finished reading “The Millionaire Next Door” by Thomas Stanley and William Danko. Early this summer at a garage sale in my neighborhood I got a copy of the first original edition from 1996:

And I say “finally finished” because it was hard to go through it, I was a bit disappointed but I still got a few good things out of it (details towards the end). Continue reading “The Millionaire next door (book review)”