Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.
Estonia is a small Baltic country of 1.3 million people that has somehow become one of the most digitally advanced societies on earth — e-voting, digital prescriptions, online tax filing in under five minutes, and a government commitment to putting services online that most larger countries have only talked about. When they launched a digital nomad visa, it made sense. The country was already wired for this kind of thing in a way that most places aren’t.
Costa Rica keeps coming up in conversations about digital nomad visas, and it’s not hard to see why. The country launched its remote work program in a clean, accessible package — a defined income threshold, a single-entry point for applications, and a one-year permit that’s renewable. It’s not the cheapest option in Latin America, and it’s certainly not Europe, but it occupies an interesting middle ground that a lot of remote workers find genuinely appealing.
I have Italian roots, and for years I’ve had this persistent fantasy of working from a terrace somewhere in Tuscany or a flat in Bologna — laptop open, espresso at hand, pretending I live there instead of just visiting. So when I started seriously researching digital nomad visas, Italy was the first one I looked into. The short version: Italy was late to formalize this, but the situation has changed, and there are real options now.
The book “Die with Zero” by Bill Perkins has been creating a buzz in the financial and self-improvement communities. This book aims to help readers achieve financial independence and live a life without regrets. It emphasizes the importance of having a financial plan in place so that you can die with zero – meaning, without any debt or unfinished business.
In this blog post, I will review the book “Die with Zero” and discuss three key lessons I learned from it. I will also share one aspect of the book that I did not like.
In a world where everyone seems to follow the same trends, it’s easy to fall into the trap of herd mentality. But let’s be real here – following the crowd won’t get you very far in life. And if it gets you far it probably won’t be much fun. In fact, it can be detrimental to your personal growth and success. So, let’s take a moment to explore some good examples of herd mentality, and how to break away from it.
