For years, federal employees who searched for a TSP Roth conversion hit the same wall: you couldn’t actually do one inside the Thrift Savings Plan. Your only path was to roll traditional TSP money out to a traditional IRA and convert it there. That changed on January 28, 2026. The TSP now lets you convert traditional balances to Roth right inside your account, and for a lot of feds chasing early retirement, it’s a big deal.
Continue reading “TSP Roth Conversion: What Changed in 2026”
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Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.