Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.
The question I get from buyers more than any other is some version of: “Will this actually work?” And the honest answer is: yes — with a caveat. Buying tradelines to boost your credit score works when the score problem you’re solving is age or utilization. It doesn’t fix everything, and sellers who tell you otherwise are overselling it.
Continue reading “Buy Tradelines to Boost Credit Score: What Works”
I found out you could sell tradelines to earn money the same way most people do — by accident. I was digging around the Mr. Money Mustache forum, looking for something more useful to do with my credit cards, and someone mentioned authorized user tradelines. (I remember thinking it sounded almost too passive to be real. I still think that sometimes.)
Continue reading “Sell tradelines to earn money: what it actually looks like”
People ask me this constantly — where can I buy a tradeline? — and since I’m someone who actually sells them, both through brokers and directly on this site, I can give you a more honest breakdown than most pages you’ll find on this topic.
There are really only two routes: buying through a broker, or buying directly from a cardholder. Both are legitimate. The tradeoffs are mostly about price versus convenience, and which makes more sense depends on what you’re prioritizing.
Continue reading “Where can I buy a tradeline? (A seller explains the options)”
If you’ve been researching how to build or rebuild credit, you’ve probably run into the word tradeline. What is a tradeline, exactly, and why does anyone buy one? I sell them, so let me give you the straight answer — without the hype that usually surrounds this corner of the credit world.
Continue reading “What is a tradeline? Answered by someone who sells them”