Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.
Most people researching ways to build credit score are in one of two situations: they’re starting with almost nothing, or they’re recovering from something. The path forward is different depending on which camp you’re in — and some methods that sound equivalent are actually quite different in how fast they work and what part of your score they improve.
Continue reading “Ways to build credit score: the honest breakdown”
The first question I get from anyone considering a tradeline is some version of: “How much will this actually move my number?” And I get it — if you’re working toward a mortgage or trying to get approved for an apartment, you want a real answer, not a sales pitch. So here’s the honest version of how tradelines for credit work, including the part most sellers skip.
I found out you could sell tradelines to earn money the same way most people do — by accident. I was digging around the Mr. Money Mustache forum, looking for something more useful to do with my credit cards, and someone mentioned authorized user tradelines. (I remember thinking it sounded almost too passive to be real. I still think that sometimes.)
Continue reading “Sell tradelines to earn money: what it actually looks like”
If you’ve been researching how to build or rebuild credit, you’ve probably run into the word tradeline. What is a tradeline, exactly, and why does anyone buy one? I sell them, so let me give you the straight answer — without the hype that usually surrounds this corner of the credit world.
Continue reading “What is a tradeline? Answered by someone who sells them”