El puntaje de crédito es el número que decide si te aprueban o no — para un apartamento, para un préstamo de carro, para una hipoteca. Pero la mayoría de la gente no sabe exactamente qué lo mueve, y termina haciendo cosas que no ayudan (o que activamente dañan). Vendo tradelines hace tiempo y estas preguntas me llegan constantemente, así que aquí va la explicación sin rodeos.
Continue reading “Puntaje de crédito: cómo funciona y cómo subirlo”
Navigating the realm of credit scores can be perplexing, especially when trying to understand the implications of specific numbers. Many ask, “Is a 662 credit score good?” This score, residing in the gray area between the highest and lowest ends of the credit spectrum, can be somewhat of a conundrum. In this comprehensive exploration, we will delve into what a 662 credit score means for your financial opportunities and how it can influence your borrowing capabilities.
Here’s something that surprises a lot of people: turning 18 doesn’t give you a credit score. You don’t start at 300, you don’t start at 500, you don’t start at zero — you don’t have a score at all. FICO needs at least one account that’s been open for at least six months before it can generate a score. If you’ve never been on a credit account, your file is blank. Lenders who pull your credit will see a thin file or a “no score” result.
Continue reading “What Is Your Credit Score When You Turn 18?”
Boost Credit 101 was actually the first tradeline broker I ever heard of. I came across them in a thread on the Mr. Money Mustache forum — one of those long, sprawling threads spanning years of posts where people casually mention earning a few hundred dollars a month adding strangers as authorized users to their credit cards. I thought it was too good to be true. Took my chances with it anyway, and that’s how I ended up selling tradelines through Boost Credit 101 as one of my first brokers. One option worth knowing about: you can rent tradelines directly — adding someone else’s aged card to your report as an authorized user.
Continue reading “Boost Credit 101 Review: My Experience Selling Tradelines With Them”
Tradeline Supply Company was the first tradeline broker I ever used — and the one I’d point someone to if they asked where to start. I found them through a post on the Wealthy Accountant blog, which itself came from a thread on the Mr. Money Mustache forum. At the time I had no idea selling tradelines was even a thing. TSC was where I learned how the whole business works.
Continue reading “Tradeline Supply Company Review: My Experience as a Seller”
