Kind-of-Lost

“The hedgehog and the fox”, a witty take

Isaiah Berlin’s essay “The Hedgehog and the Fox” has been a source of intellectual curiosity and amusement since its publication in 1953. Berlin, a British philosopher and historian of ideas, was inspired by a fragment of poetry from the ancient Greek poet Archilochus: “The fox knows many things, but the hedgehog knows one big thing.” Berlin used this fragment to classify writers and thinkers into two broad categories: hedgehogs, who see the world through the lens of a single idea or principle, and foxes, who have multiple viewpoints and are not constrained by a single ideology.

Bali Digital Nomad Visa

Bali has been the shorthand for “digital nomad paradise” for years — maybe too many years, which has made it both more developed and more crowded than the version people picture. I still looked into the visa situation carefully, because living and working from Indonesia for an extended stretch is genuinely different from a two-week vacation there. The honest answer is that the Indonesian visa system for long-term nomads is more complicated than most guides make it sound.

DIY credit repair: what actually works (and what’s just waiting)

Most of what gets written about DIY credit repair is either obvious (“pay your bills on time!”) or vague enough to be useless. I’ve sold tradelines to a lot of people who tried the generic advice first and came to me when it didn’t move the needle fast enough. So here’s the version with more specifics — what actually works in DIY credit repair, what’s just patience, and which lever people always underestimate.

Continue reading “DIY credit repair: what actually works (and what’s just waiting)”

VTSAX vs VOO

If you’re looking for a low-cost way to invest in the stock market, you’ve probably come across the Vanguard Group. Vanguard is an investment management company that offers a range of investment products, including mutual funds, ETFs, and more. Two of their most popular investment options are VTSAX and VOO, but what exactly are these funds, and which one is right for you?

Common Net Worth

If you’re curious about your financial health, one of the key metrics you’ll want to track is your net worth. In simple terms, your net worth is the difference between your assets (what you own) and your liabilities (what you owe). It’s a snapshot of your overall financial situation and can be a useful tool for setting financial goals and tracking progress.