I picked up Credit Secrets by Scott and Allison Hilton a while back, curious whether the advice overlapped with or contradicted what I’d learned from years of actually selling tradelines. Short version: it’s a solid book for someone starting from zero knowledge about how credit repair works, with one meaningful caveat I’ll get to.
Category: Money
money
The Slight Edge: Book Review
I’ve read The Slight Edge twice, which tells you something. Most self-help books I finish once, appreciate in the moment, and forget by the following month. Jeff Olson’s central idea stuck around in a way that most don’t, and I think it’s because the framework is simple enough to actually use day-to-day rather than just appreciate as an idea.
“Set for Life” by Scott Trench: Book Review
“Set for Life” by Scott Trench is one of those books that’s more useful in your late twenties than your late thirties, which isn’t a knock — it’s just the honest audience. Trench built his framework from his own experience going from broke recent grad to financially independent relatively quickly, and the whole book is oriented around aggressive early-stage wealth-building. If you’re past that stage, you’ll still find useful ideas, but the action items are most relevant when you’re starting from zero.
Google Fi Port-Out: How to Transfer Your Number
I ported out of Google Fi after using it for a few years, and the process was smoother than I expected — once I understood what information I needed upfront. The main thing that trips people up is not having their account number and PIN ready before they contact the new carrier. Get those two pieces of information first and the rest is straightforward. This post is a companion to my Google Fi review for anyone who’s already decided to leave and just needs to know how.
Does Breaking a Lease Hurt Your Credit?
Buyers ask me a version of this question more than you’d expect: they’re trying to repair their credit, and they’re worried something in their past — a broken lease, an old landlord dispute — is still dragging them down. The answer is more specific than most articles make it sound. Breaking a lease doesn’t automatically hurt your credit. What happens after you break it is what matters.
