Personal blog on early retirement, selling tradelines, and analytics projects. I write about what I learn as I am learning it.
What would you do if you weren’t afraid? This is a question that has been asked countless times, and for good reason. Fear can hold us back from achieving our full potential and living the life we truly desire. But if we can find the courage to face our fears and take action, we can unlock a world of possibilities.
The question I get from buyers is usually some version of: does it matter which tradeline company you go with? Or is a tradeline a tradeline? The company matters less than the card — specifically which issuer it’s from, how old it is, and what the limit is. Those are the three things that determine how much an authorized user tradeline actually moves your score, and they’re the variables most buyers don’t dig into before purchasing. If you’re wondering whether you can pay to be an authorized user on someone else’s account, the short answer is yes — and it’s a common way to build credit quickly.
Continue reading “Authorized User Tradelines: How They Work”
Linear programming is a mathematical method that is used to optimize the allocation of resources. It can be applied to a wide range of problems, such as maximizing profits or minimizing costs. One of the key concepts in linear programming is the shadow price, which can be used to determine how a change in one of the constraints of a linear programming problem affects the optimal solution.
Are you tired of hearing how great Vanguard is? Do you wonder why so many people praise this investment giant? Well, you’re not alone. Despite its popularity and reputation for low-cost index funds, Vanguard sucks in many ways. In this post, we’ll explore why Vanguard sucks, how it became a self-owned company, and what specific issues customers face when dealing with Vanguard.
Are you curious about your credit score? Do you know what a FICO pie chart is? Let’s dive into the world of credit scores and find out more.
Now, let’s talk about the FICO pie chart. It’s a visual representation of your FICO score that breaks down each component’s weight. Think of it as a pie chart with different-sized slices that represent the percentage of each component’s impact on your overall score. It’s a helpful tool for understanding where you can make improvements to increase your score.
