Most people researching ways to build credit score are in one of two situations: they’re starting with almost nothing, or they’re recovering from something. The path forward is different depending on which camp you’re in — and some methods that sound equivalent are actually quite different in how fast they work and what part of your score they improve.
Continue reading “Ways to build credit score: the honest breakdown”
Buyers ask me some version of the same question every week: how much will this actually move my score? The honest answer is that it depends on what’s dragging your score down in the first place. Let me break down what a tradelines credit boost actually does, because the variables are specific enough to be useful.
What I sell are authorized user tradelines — a buyer gets added to one of my credit cards for three billing cycles. During that time, the card’s history posts to the buyer’s credit report: its age, its limit, its payment record. You don’t get a physical card and you don’t owe anything. You’re borrowing an established account’s history.
Continue reading “Tradelines credit boost: what actually moves your score (and what doesn’t)”
Buyers who come looking for tradelines for business usually have one of two things in mind. Some are trying to boost their personal credit before applying for a business loan. Others have heard “business tradelines” mentioned somewhere and aren’t entirely sure what they’d be buying. The honest answer is different in each case — and I’d rather explain the distinction upfront than have someone spend money expecting something I can’t actually deliver.
Continue reading “Tradelines for business: what they actually help (and what they don’t)”
If you dream of early retirement so that you can live comfortably, go on vacation when the mood strikes, and spend more and more time with your loved ones without stress, I admire your courage and creativity. If these traits weren’t present, you wouldn’t be reading “Early Retirement for Dummies”. Without insightful guidance, unlimited encouragement, and just a little bit of courage, you could never achieve the life you desire to live.
I myself also took early retirement to fulfill those desires that I discussed above, so I can understand what you are feeling now. But early retirement is not for all. Some who retire early are proud of their decision, while others struggle and face challenges. In this article, “Early Retirement for Dummies”, I will share some tips for early retirement from my personal experience.
But before I dig in on the tips for retiring early, I want to let you know what early retirement means, who it is for, or who it is not for.
Continue reading “Early retirement for Dummies”Google Fi, a wireless service operated by Google, is recommended by experts and users because of its affordable plans and international travel benefits.
Google Fi, formerly known as Project Fi, is partnered with T-Mobile, Sprint, and US Cellular, intelligently switching your phone from one network to another depending on your location.
In an effort to lower my cell phone bill without sacrificing phone service abroad, I switched to Google Fi because I intended to travel frequently. I signed up for the plan back in 2015 when it was really new.
