authorized user tradelines Archives

Which Tradelines Should I Buy? Age Beats Limit

The question I get more than any other is some version of “which tradelines should I buy” — usually from someone staring at a broker’s list with forty cards on it, sorted by price, with no idea what separates the $500 one from the $1,400 one. The honest answer is that most of what you’re looking at is priced on one variable, and it isn’t the one people fixate on. Buyers walk in wanting the biggest credit limit they can afford. The listings are priced mostly on age.

I pull live pricing from three brokers every hour, so rather than tell you what I think, I’ll show you what the market is actually charging today and where the same card costs meaningfully different money depending on who’s selling it.

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I’m Shutting Down My Tradeline Store. Here’s Why.

I sold my last tradeline on October 29, 2025. A $139 order, one card, nothing remarkable about it. I didn’t know at the time that it was the last one — you never do.

The store has been sitting there ever since, quietly taking orders that don’t go through. So I’m closing it. Not the blog, not the posts — just the store. Here’s the whole reasoning, numbers included, because in all the time I’ve spent reading about this business I have never once seen anybody publish theirs.

Screenshot of the Kind of Lost tradeline store product listing page before it was shut down, showing tradeline cards for sale with pricing and add-to-cart buttons

Too Few Accounts with Payments as Agreed

Buyers mention this phrase to me fairly often. They’ve pulled their credit report — or looked at the score breakdown in Credit Karma — and found “too few accounts with payments as agreed” listed somewhere in the factors holding their number down. The phrase sounds like jargon, but it’s pointing at something specific: your credit file doesn’t have enough accounts with a consistent record of on-time payments. Understanding why that matters, and what you can realistically do about it, is straightforward once you see what the scoring model is actually measuring.