Tradeline prices are hard to pin down because no two brokers quote the same card the same way. I got tired of opening four tabs every time I wanted to know what a card was worth, so this page does it for me. The table below reads live inventory from three brokers every hour and shows the median asking price for an authorized-user spot, sorted by credit limit and card age.
Nothing here is typed in by hand. If a broker changes their prices this afternoon, this page changes with them.
| Credit limit | Card age | Tradeline Supply | TradelineScore | Boost Credit 101 |
|---|---|---|---|---|
| $10,000–19,999 | 2–4 years | $480 (11) | $525 (26) | $476 (7) |
| $10,000–19,999 | 5–9 years | $690 (142) | $525 (25) | $655 (10) |
| $10,000–19,999 | 10+ years | $840 (177) | $525 (5) | $601 (13) |
| $20,000–29,999 | 2–4 years | $600 (46) | $735 (36) | $516 (10) |
| $20,000–29,999 | 5–9 years | $810 (122) | $735 (29) | $594 (12) |
| $20,000–29,999 | 10+ years | $1,020 (90) | $735 (14) | $786 (14) |
| $30,000–39,999 | 2–4 years | $690 (25) | $735 (16) | $745 (4) |
| $30,000–39,999 | 5–9 years | $930 (51) | $840 (8) | $737 (15) |
| $30,000–39,999 | 10+ years | $1,440 (44) | $1,050 (1) | $944 (3) |
| $40,000+ | 2–4 years | $840 (9) | $1,050 (2) | $1,036 (3) |
| $40,000+ | 5–9 years | $1,080 (15) | $945 (3) | $1,006 (4) |
| $40,000+ | 10+ years | $1,620 (19) | $1,365 (2) | — |
Median asking price per authorized-user spot, with the number of live listings in brackets. Built from 1,218 listings pulled from Tradeline Supply, TradelineScore, Boost Credit 101 on 5 September 2026. Coast Tradelines and Improve My Credit Fitness are not included: Coast does not publish prices, and IMCF sells packages without a stated limit or age.
How to read the table
Each figure is the median price of every live listing that matches that credit limit and age, with the number of listings in brackets. The median matters more than the average here: a single $75,000 Chase card at the top of the range would drag an average upward and tell you nothing useful about what a normal card sells for.
Pay attention to the counts. A cell built on 140 listings is a real market price. A cell built on one listing is a single card someone happens to be selling this week, and I would not plan around it.
Prices are per authorized-user spot, before any discount code, and they are what the buyer pays. That last point is the one people get wrong most often, and it deserves its own section.
What buyers pay is not what cardholders earn
Everything in the table above is retail. When I add someone as an authorized user on one of my own cards, I get a fraction of it. Across every Tradeline Supply listing on this page, checked against their published cardholder commission schedule, the median card sells for around $780 and pays the cardholder about $200. The cardholder keeps roughly 22%.
That spread is not a scandal. The broker carries the marketing, the buyer verification, the disputes and the refunds when a tradeline fails to post, and those are real costs. But it is worth knowing before you decide whether selling tradelines is worth your time. If that is the side you are on, I keep the payout schedules and a calculator in where to sell tradelines.
What actually moves the price
Two things dominate: age and credit limit, and age wins. A ten-year-old card at a modest limit routinely outsells a two-year-old card at double the limit. That is because an older account does more for the average age of accounts on the buyer’s report, and age is the one thing nobody can manufacture in a hurry.
The pricing also moves in steps, not smoothly. Brokers work in brackets, so a $35,000 card is usually priced identically to a $30,000 one, and nothing changes until the limit crosses into the next band at $40,000. If you are a cardholder wondering whether to ask for a credit line increase, that bracket structure is the thing to check first — a $5,000 bump can be worth nothing or a whole tier.
Issuer matters less than people assume, with one real exception: American Express does not report account age for authorized users, so an Amex is priced as though it were brand new no matter how long it has been open. Chase, Discover and Capital One all report normally.
Where these numbers come from
Three brokers publish enough detail to compare properly. Tradeline Supply Company lists the most inventory by a wide margin, which is why its counts are the largest. Boost Credit 101 and TradelineScore both publish live catalogues with the limit and age attached.
Two brokers are missing, and it is fair to say why. Coast Tradelines does not publish prices anywhere I can find. Improve My Credit Fitness sells packages without stating the credit limit or account age, so there is nothing to line up against the others. Neither absence is a judgement about the company.
Prices refresh hourly. Broker sites change without warning — one of these rebuilt their entire site recently and broke my old tracking overnight — so if a column looks wrong or a broker drops out, tell me and I will fix it.
Before you buy a tradeline
Price is the easy part. Whether a tradeline is the right move at all is the harder question, and the honest answer is that it depends on what is actually holding your score down. If the problem is a thin file or a poor average age of accounts, an aged authorized-user account can help. If the problem is late payments or collections, it will not.
The CFPB explains what an authorized user is and how the account reports. It is worth five minutes before spending several hundred dollars. There are also more questions than answers in this business, so I keep the common ones in the tradelines FAQ.
One last caution, because it comes up constantly: a tradeline is a legitimate authorized-user account on a real card belonging to a real person. Anything sold to you as a new identity, a fresh file or a credit privacy number is fraud, whatever it is called on the sales page.