selling tradelines Archives

Selling Tradelines Update: Five Years, $30K Later

When I wrote the first version of this post I had sold 59 tradelines and was somewhere between encouraged and beaten up. eBay had just banned me. Bank of America had just closed my $40,000 card. The direct sales experiment was going nowhere fast. I called it “year three” even though I kept going.

This is the update. It’s been about five years now, 241 tradelines, $30,603 in commissions. The eBay ban still stings when I look at the data. The BoA closure still stings more. But the numbers are growing and I have enough of them now to actually say something interesting — so here we go.

Tradeline sales by credit card — 241 total sales and $30,603 in commissions across 18 cards

The Full Circle: How I Set Up My Tradeline Business to Run Itself

People who sell tradelines don’t talk about the setup much. Most of the content out there is aimed at buyers — how tradelines work, how much they cost, whether they’re worth it. But the seller side has its own logic, and once I had it figured out I realized the whole thing clicks together in a way I didn’t plan for. The most common questions I get are from buyers, but sellers are starting to find me too, and this post is for them.

Credit Repair Business Opportunity

The credit repair business opportunity looks different depending on which side you’re looking at it from. There’s the formal credit repair company side — disputing items, charging monthly retainers, navigating Credit Repair Organizations Act compliance. And then there’s the tradelines side, which is what I actually do: I sell authorized user positions on my own credit cards to people trying to boost their scores. Different animals. Both are real income opportunities; neither is as passive as the sales pitches suggest. Related: using personal credit card for business — worth reading if this applies to you.

Continue reading “Credit Repair Business Opportunity”

Selling Tradelines: My experience

In the past three years, my financial landscape has been significantly reshaped by an unexpected (ad)venture: selling tradelines. This journey wasn’t just a sideline hustle; it became a pivotal part of my financial strategy, offering insights into credit markets, personal finance, and the dynamics of credit score improvement. In this post, I’ll share my firsthand experience, the lessons learned, and the strategies that worked (and didn’t) in the world of tradelines. Whether you’re considering selling tradelines yourself or simply curious about this niche financial practice, join me as I unpack the layers of this journey.