Are you tired of getting rejected for loans and credit cards? Do you want to improve your credit score quickly and easily? Then you need to know about authorized user tradelines!
Authorized User
First things first, what is an authorized user? An authorized user is someone who has been given permission to use someone else’s credit card account. This can be a spouse, family member, or even a friend.
Credit report and credit score
Now, let’s talk about credit scores. Your credit score is a number that represents your creditworthiness. It is based on information in your credit report, such as your payment history, amount of debt, and length of credit history. A higher credit score means you are more likely to get approved for loans and credit cards, and you will generally get better interest rates.
So, how can being added as an authorized user to a credit card with a high credit limit and a long credit history help your credit score? When you are added as an authorized user, the credit card company reports the account to the credit bureaus, and the information is added to your credit report. This means that you benefit from the account’s positive payment history, credit limit, and length of credit history.
It’s like getting a free ride on someone else’s credit coattails! And the best part? You don’t even have to use the credit card to benefit. Just being listed as an authorized user can help your credit score.
Authorized User Tradelines
But what if you don’t have a family member or friend with a credit card that fits the bill? That’s where tradelines come in. A tradeline is simply a credit account listed on your credit report. When you buy an authorized user tradeline, you are essentially paying someone to add you as an authorized user to their credit card account.
But wait, isn’t that cheating? No, it’s not. Buying authorized user tradelines is perfectly legal, and it’s a legitimate way to improve your credit score. However, there are some things you need to be aware of when buying tradelines.
First, you need to make sure you are buying from a reputable company. There are a lot of scams out there, so do your research and read reviews before you buy.
Second, you need to make sure the tradeline you are buying fits your needs. Not all tradelines are created equal, and some may not have a significant impact on your credit score. Look for tradelines with a high credit limit and a long credit history for the best results.
Finally, you need to be prepared to pay for the privilege. Authorized user tradelines can be expensive, with prices ranging from a few hundred to several thousand dollars. But if you can afford it, the boost to your credit score could be well worth the investment. Luckily we sell tradelines, please read the following resources. You won’t find more affordable tradelines elsewhere.
Resources
The following is a list of resources to start learning about tradelines. We have a list of tradelines for sale and a tradelines FAQ. Also various posts about tradelines, and a chart of tradeline prices from competitor sites. Finally, a contact form to ask further questions.
Please feel welcome to ask any questions below.
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