Tradeline Supply Company is a platform that connects individuals looking to improve their credit scores with opportunities to purchase tradelines from other people. Tradelines, for those unfamiliar, are credit accounts listed on your credit report. By being added as an authorized user on a well-managed tradeline, your credit score can potentially benefit from the primary holder’s positive credit history. I will provide a Tradeline Supply Company Review based on my experience as a seller.
[Related: buy tradelines from us or read the “Resources” section below]
Tradeline Supply Company Review
My Initial Impressions
Upon first visiting Tradeline Supply Company’s website, I was impressed by its user-friendly design and informative content. The site provided clear explanations about how tradelines work and the legalities involved, making it a valuable resource for newcomers to credit improvement strategies.
Buying tradelines
Navigating the Selection Process
The process of selecting tradelines on their platform is straightforward. They offer a range of tradelines from various credit card companies, each with detailed information about credit limits, age, and expected reporting dates. This transparency is crucial in helping make an informed decision. The list of available tradelines for sale is a vailable here. You can buy tradelines from them using this affiliate link: Tradeline Supply Company.
This is a view of the prices charted against the credit limit and the acount age:
One thing to add regarging their pricing is that they have sales all the time. It seems like every holiday is a good time for a sale. I would venture to say there is a sale every month. I am not a buyer but I get emails to let me know about the sales, I would sign up for their updates and wait for a chance to a discount.
Selling tradelines
My Personal Experience with Their Service
Customer Service Interaction
My interaction with their customer service was a highlight. I had several questions about choosing the right tradeline for my needs (because this was the first company I used to sell tradelines), and their team was knowledgeable, responsive, and patient. This level of customer service is essential, especially when dealing with sensitive financial decisions. They are very resposive via email and in the beginning also I had a few calls. They are always professional.
Selling and Results
The sale process is always seamless. When a buyer buys one of my tradelines I get a text message and an email to notify me and to act quickly. Almost always buyers get the tradeline very close to the closing date so it is important to act promptly so that the new user gets added and the tradeline hits their credit report. They provide all the information: full name, address, DOB, SSN, phone number. Then one goes to the credit card online page and use the information accordingly.
Value for the Effort
The time needed to get setup in their system is about an hour, for sure less than two hours. They will take all your information, including credit Karma credentials to check your cards. And then at a later time they will also set you up with a payroll system to send you the payments, which will come as direct deposits on your bank account. You will get a 1099 at the end of the year summarizing your earnings and to help filing your taxes.
Then adding a tradeline takes about 5 minutes (rounding up) and then removing it later another 5 minutes.
Find out what cards they currently take by searching for TSC on this table:
Tradeline Database - Admin
Use this list to find what companies take each card (hint search by card if you want to find where to sell it)
Find out how much you can make by searching for TSC on this table:
Tradeline Database - Payouts
Use this list to compare rates across companies, across cards, decide whether to season a card, etc
Evaluating the Pros and Cons
Advantages
- User-friendly website with comprehensive information
- Transparent listing of tradelines
- Excellent customer service
- Noticeable impact on credit score (for buyers)
- Super easy process to receive the authorized user info (for sellers)
Disadvantages
- Their cut on the sale ia around 70% which is pretty standard throughout the companies I’ve found (I mean that when someone buys a tradeline from them for, say, $650, you as a seller will get $200)
- I did get a credit card closed because I sold a tradeline with them. It was a Bank of America card (the bank also closed my business card, which I never cared too much for, but left my checking abouts untouched…). I had sold tradelines on that card a few times before on my own (eBay) and never had a problem. The buyer got their tradeline to post and I was paid for the sale but I think I was a victim of a random or periodic review from Bank of America, which is know as being tough when finding you are selling tradelines…
Tradeline Supply Company Review: Final Thoughts
Overall, my experience with Tradeline Supply Company was and still is positive. The service they offer is niche, but for those who understand and seek this kind of credit enhancement, it can be a game-changer. Their professionalism, transparency, and effective results speak volumes. While it’s important for each individual seller to assess their unique situation and consult with a financial advisor, I can affirmatively say that my experience with Tradeline Supply Company was beneficial and met my expectations.
Oh and for what it’s worth, the Tradeline Supply Company is recommended by the Wealthy Accountant on his blog.
Resources
The following is a list of resources to start learning about tradelines. We have a list of tradelines for sale, and a tradelines FAQ. Also various posts about tradelines, and a chart of tradeline prices from competitor sites. Finally, a contact form to ask further questions.
Please feel welcome to ask any questions below.
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