Tradeline deletion refers to the removal of a credit account or debt record from your credit report. This process can significantly impact your credit score, for better or worse, depending on the nature of the tradeline being removed. A tradeline represents a credit account listed on your credit report, which could be anything from a credit card account to a mortgage loan. The details included in a tradeline, such as the credit limit, account balance, payment history, and account status, are crucial for determining your overall credit health.
