In the world of credit reporting, a tradeline is a record on your credit report that describes the details of a credit account. These accounts can include credit cards, mortgages, car loans, or any other credit products you might have. Each tradeline provides information about the creditor, the type of account, the balance, payment history, and the account’s status. Essentially, tradelines are the building blocks of your credit report, and they play a crucial role in determining your credit score.
