What is credit utilization rate?

Credit utilization rate is the result of dividing your total debt on credit cards by the total credit limit on your credit cards. We explore its definition, its impact on credit scores, and ways to improve it.

The easiest and fastest way to improve it is to buy a tradeline from this website and this way increase the total credit.

credit utilization rate
Credit Utilization Rate = Total Debt / Total Credit
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How many hard inquiries is too many?

How many hard inquiries is too many? It’s a question that’s been asked countless times, and the answer is not always clear. Your credit score is an essential component of your financial health, and it’s crucial to understand how it’s calculated.

How many hard inquiries is too many
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