Kind-of-Lost

Tradelines for business

Tradelines are a way to increase your business’s credit score. They’re one of the most effective ways to improve your credit history, and they’ll help you get better rates on loans, lines of credit, and more. But how do tradelines work? And what are the benefits? You can buy tradelines on our site. We’ll answer those questions about tradelines for business in this buyer’s guide.

What Are Tradelines?

Tradelines are the credit history of your business. They can be helpful when applying for loans or even just getting a better interest rate on one, as lenders will use them to evaluate the risk of lending money to you.

Early retirement for Dummies

If you dream of early retirement so that you can live comfortably, go on vacation when the mood strikes, and spend more and more time with your loved ones without stress, I admire your courage and creativity. If these traits weren’t present, you wouldn’t be reading “Early Retirement for Dummies”. Without insightful guidance, unlimited encouragement, and just a little bit of courage, you could never achieve the life you desire to live.

I myself also took early retirement to fulfill those desires that I discussed above, so I can understand what you are feeling now. But early retirement is not for all. Some who retire early are proud of their decision, while others struggle and face challenges. In this article, “Early Retirement for Dummies”, I will share some tips for early retirement from my personal experience.

But before I dig in on the tips for retiring early, I want to let you know what early retirement means, who it is for, or who it is not for.

Google Fi Review

Google Fi, a wireless service operated by Google, is recommended by experts and users because of its affordable plans and international travel benefits.

Google Fi, formerly known as Project Fi, is partnered with T-Mobile, Sprint, and US Cellular, intelligently switching your phone from one network to another depending on your location.

In an effort to lower my cell phone bill without sacrificing phone service abroad, I switched to Google Fi because I intended to travel frequently. I signed up for the plan back in 2015 when it was really new.

Parkinson’s law and lifestyle inflation

Have you heard of Parkinson’s law? The principle states that “work expands in order to fill the available time.” For example, if you organize a meeting at work and set it for 1 hour (as are most meetings), the meeting will last for the whole hour, even if the objectives are complete after 30 minutes.

In productivity circles, Parkinson’s law is often used as a tool to manage time, but I believe it applies equally to managing your money. In this case, Parkinson’s Law may be rephrased to read: “Spending expands in order to consume available money.”

Lifestyle inflation explains this phenomenon. Even if you get a raise at work, you may still be left with no extra money to save. A $100 shopping trip is more likely to result in you spending $100. You are also expected to spend thousands if you have that much money to spend.

Early retirement groupthink

I keep noticing a very annoyingly condescending attitude in the FIRE (financial independence/retire early) “community” towards people outside of it, the “normal” people. I think this is the consequence of early retirement groupthink.

What am I talking about?

Some of the symptoms of this problem are: mocking people that work full time, policing FIRE people that work on gigs or part-time projects, and idolizing people that reached FIRE.