I am on Fiverr.com…

…And sometimes I wonder why.

Anywho. I mostly do Excel gigs on Fiverr. Ah, by the way, Fiverr.com is a website and marketplace where freelancers showcase the “gigs” they are prepared to work on. There is some literature about Fiverr on Amazon. You can check what I offer on the top menu on this blog under “Services”, the submenu links to some of the gigs (and clicking “Services” links to my profile on Fiverr).

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The Millionaire next door (book review)

I finally finished reading “The Millionaire Next Door” by Thomas Stanley and William Danko. Early this summer at a garage sale in my neighborhood I got a copy  of the first original edition from 1996:

And I say “finally finished” because it was hard to go through it, I was a bit disappointed but I still got a few good things out of it (details towards the end). Continue reading “The Millionaire next door (book review)”

Your money or your life (book review)

Just finished reading “Your Money or Your Life” (1992), by Joe Dominguez and Vicky Robin:

I first heard of the book last year from the Mr. Money Mustache site and then from many other sources in the financial independence movement. It turns out 2017 is the 25th! anniversary of the book and the authors had been organizing seminaries and workshops for years before the book, so this “thing” has been going on for a long time.

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The Seven Wastes of Personal Finance

Back when I was in cubicleland, in my last corporate job, I went through the very good Six Sigma training and certification program offered by my company: Green Belt, Black Belt, and Master Black Belt. I did not get the MBB certification though, time was ripe to quit before I finished it…

Six Sigma, or continuous improvement,  had three “tracks” (three ways to go about it): “Variation” would be the traditional way of improving processes with stability and control, “Lean” is the waste-reduction way (and the subject of this post), and “Design” is likely the best and most difficult way because processes are optimal from their inception.

Lean strives to eliminate seven “types” of waste, the “seven wastes”. This technique was developed initially in Japan by Taiichi Ohno but now is learned and used everywhere.

seven wastes

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Dilbert’s nine-points financial plan, revised for early retirees

Years ago Scott Adams, author of the Dilbert cartoon, was thinking about writing a book on personal finance. When he was doing the research for his book he realized that all one needed to know and do to stay in financial shape actually fit in one page. Only nine things. The plans for the book fell through (because, reportedly, no publisher was willing to endorse a one-page book) so he weaseled-in his immortal plan into this other multi-page book:

I read his 9-points years ago and just reviewed them to “sanity check” my plans and to see if they added anything to someone pursuing financial independence (FI), someone like me.

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