Early retirement extreme is the name of both a book and a philosophy — Jacob Lund Fisker’s take on FIRE, built around a savings rate so aggressive it makes the rest of the FIRE community look relaxed by comparison. The core pitch: cut spending down to something close to a student budget, save the rest, and you can be done working in roughly five to seven years instead of the standard four decades. I retired early myself, on a much less extreme version of this math, and I’ve got genuinely mixed feelings about ERE — some of it I think is the most useful idea in the whole FIRE space, and some of it I think oversells how many people can actually live it.
Continue reading “Early Retirement Extreme: What I Actually Think”
